Purchasing

Holding the deed to your dream home starts here

Whether this is your first home, next home, or extra home, we can get you there faster and with more options. The best person to discuss the first steps toward owning a home is your Loan Officer.

Build Wealth

Build Wealth

You're living in your most secure investment when you own a home. Home values rise and fall short term but tend to increase long-term. Staying in your home long-term can be very rewarding to your pocketbook.

Build Equity

Build Equity

Each mortgage payment is an investment in your future goals. You own more of your home, and your lender holds less as you pay your loan. This is how you build equity. You can then use your equity for more buying power to buy your next home or even convert it to cash. Check out our Refinancing page for more information.

Tax Deductions

Tax Deductions

Take advantage of tax deductions you're entitled to as a homeowner. You'll gain new costs like interest on your mortgage and property taxes. These costs might be deductible from Federal and State taxes.

**Consult a tax professional for more information.

Strengthen Credit History

Strengthen Credit History

Paying off your mortgage makes you an attractive borrower. Your credit will build over time and prove you are a responsible borrower. That will help you when you want to make other big purchases, like a car, renovations, or starting a business.

Create the home you want

Create the home you want

Have a home that reflects who you are and what you value. Want a pet? Want to paint the cabinets? Want new appliances? You make the rules. Create the exact home you want to live in.

Questions to Consider as a Homebuyer

Questions to Consider
as a Homebuyer

The answer to this question depends on many factors. Your first step is getting pre-qualified to understand what you can afford. Our Loan Officers will guide you through the process so you can start the fun part: looking for your dream home.

This all depends on what your goals are. Owning a home can work for everyone. You have access to a wide array of flexible loan products to meet your needs. Our Loan Officers will help you choose the right mortgage that best suits where you are and where you want to be.

Your home serves your needs. Getting clear about your needs will help you get into your dream home sooner. Your ideal monthly mortgage payment, neighborhood, yard, or school district are all examples. This will help your real estate agent and Loan Officer find a home and loan program right for you.

It all depends on your lifestyle and goals. Some people get vacation homes, like a cabin in the mountains or a cottage on the beach. How you use the property determines loan structure. If you plan on renting out your home, it is an investment property and will need a different type of loan. Your Loan Officer is the best person to guide you through the process.

Pre-Qualification
Making An Offer
Mortgage Process
Closing
Making Payments

Learn more about home financing

Scroll to Top