Effective Date: Jan 1, 2023

Please carefully read these Terms of Service (“Terms”) before using the services offered by Prestige Home Mortgage (“we,” “us,” or “our”). By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Use of Services

• Eligibility: You must be of legal age in your jurisdiction to use our services. By using our services, you represent and warrant that you meet this eligibility requirement.
• Compliance: You agree to comply with all applicable laws and regulations when using our services. You will not use our services for any unlawful or unauthorized purpose.

Privacy

• Privacy Policy: Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Communications

• Consent to Contact: By using our services, you consent to receive communications from us, including but not limited to emails, phone calls, and text messages (SMS and MMS), as outlined in our Privacy Policy and with respect to applicable laws.
• Opt-Out: You may opt out of receiving certain communications by following the instructions provided in our communications or by contacting us at [Insert Contact Information for Opt-Out Requests].

Intellectual Property

• Ownership: All content, trademarks, logos, and intellectual property on our website and in our services are owned by or licensed to Prestige Home Mortgage. You may not use, reproduce, or distribute our content without our express written consent.

Limitation of Liability

• Disclaimer: Our services are provided on an “as is” and “as available” basis. We do not guarantee the accuracy, completeness, or suitability of the information provided through our services. You use our services at your own risk.
• Indemnification: You agree to indemnify and hold us harmless from any claims, damages, losses, or liabilities arising from your use of our services or any violation of these Terms.

Termination

• Termination: We reserve the right to terminate or suspend your access to our services at any time and for any reason without notice.
• Effect of Termination: Upon termination, your rights to use our services will cease immediately.

Governing Law

• Governing Law: These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.

Changes to Terms

• Modifications: We may update these Terms from time to time. Any changes will be effective upon posting the updated Terms on our website. Your continued use of our services after such changes constitutes your acceptance of the updated Terms.

Contact Information

If you have any questions or concerns about these Terms or our services, please contact us at:

• Contact Person: John Lucas
• Email: info@prestigehomemortgage.com

Phone: (800) 960-7107